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Debt management How to pay off your debts

Credit cards, lines of credit, loans... there's no shortage of credit options. But credit can also mean debt. Want to clear your debt? Here's a five-step plan to help you achieve your goal. 1. Identify your debts and draw up your balance...

Self-employed social security understanding everything

As a self-employed entrepreneur, you pay social security contributions when you declare your turnover. But do you know what social security benefits you're entitled to? Health insurance, maternity and paternity leave, unemployment, and retirement benefits—we'll tell you everything you need to...

What is compound interest? How does it work

Compound interest is a fundamental concept in finance and investing. It plays a crucial role in the growth of savings over time. Have you heard of compound interest? How does it work? How is it calculated? All the explanations. Definition of compound...

Unlocking the Canada Child Benefit: Eligibility, Payment Dates, and How to Apply

Raising a family is one of life's most rewarding journeys, but it also comes with significant financial responsibilities. To help alleviate some of this pressure, the Government of Canada offers a powerful, tax-free financial support program: the Canada Child Benefit (CCB)....

How to do your taxes

Are you about to file your taxes for the first time? Whether you decide to complete your tax return yourself or have it prepared by an expert, there are several important basics to know. Here are a few. Why do you pay...

8 Tips to Build or Rebuild Your Credit Report

Having a bad credit score happens. Remember, no one is immune to misfortune or a setback that can affect their finances. The good news? Anyone can rebuild and improve their credit. Here are our expert tips for doing so while maintaining...

What strategies can you adopt to pay less tax

The difference between gross and net pay can be surprising. Fortunately, there are several ways to reduce this gap and therefore pay less tax. Follow these steps and leave less money on the table. 1. Understand your taxes better with our glossary Before...

How much money do you need to live comfortably

In France, the median monthly standard of living is just over €2,000 for a single person, after taxes and social benefits. This means that half of the French people live on less than this amount each month, and the other half...

Is withdrawing from your RRSP a good idea

Has your financial situation changed and you're considering withdrawing funds from your RRSP to cover expenses or debts? Before you do so, it's important to understand...

Self-employed social security understanding everything

As a self-employed entrepreneur, you pay social security contributions when you declare your turnover. But do you know what social security benefits you're entitled to? Health...

Unlocking the Canada Child Benefit: Eligibility, Payment Dates, and How to Apply

Raising a family is one of life's most rewarding journeys, but it also comes with significant financial responsibilities. To help alleviate some of this pressure, the...

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What strategies can you adopt to pay less tax

The difference between gross and net pay can be surprising. Fortunately, there are several ways to reduce this gap and therefore pay less tax....

Mergers and acquisitions strategies What levers for success and when to activate them

Dollarama Inc. helps its customers save money every day. The Montreal-based retailer announced in March that it had entered into an acquisition agreement with...

How to declare home help to the tax authorities

Have you hired a home helper and need to file your tax return? We'll guide you through filing your tax return with the tax...

What is compound interest? How does it work

Compound interest is a fundamental concept in finance and investing. It plays a crucial role in the growth of savings over time. Have you...

Why Bonds May Be a Good Fit for Your Portfolio in 2025

With inflation slowing and central banks continuing to lower their key interest rates, a new debt cycle is underway. In this context, bonds can earn interest, and not just...

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Latest Articles

Immediate advance of tax credit for personal services how to activate it

What is the immediate tax credit advance? Official definition and legal framework L'tax administration recognized the immediate advance tax credit - also called instant tax credit - as an optional service governed by decree no. 2021-1935 of...

How to declare home help to the tax authorities

Have you hired a home helper and need to file your tax return? We'll guide you through filing your tax return with the tax authorities, explaining which boxes to fill out. We'll also tell you...

What strategies can you adopt to pay less tax

The difference between gross and net pay can be surprising. Fortunately, there are several ways to reduce this gap and therefore pay less tax. Follow these steps and leave less money on the table. 1. Understand...

How to do your taxes

Are you about to file your taxes for the first time? Whether you decide to complete your tax return yourself or have it prepared by an expert, there are several important basics to know. Here...

8 Tips to Build or Rebuild Your Credit Report

Having a bad credit score happens. Remember, no one is immune to misfortune or a setback that can affect their finances. The good news? Anyone can rebuild and improve their credit. Here are our expert...

Credit Card 101 How Does It Work

Do you really know how your credit card works? Interest calculation, minimum monthly payment, credit limit, annual fees: there are several things you need to know to get the most out of it. These tips...

How do I dispute a credit card transaction

Disputing a credit card transaction can happen for all sorts of reasons. It could be a package that went missing, or a single transaction that appears twice on your statement. Here's how to proceed if...

Debt management How to pay off your debts

Credit cards, lines of credit, loans... there's no shortage of credit options. But credit can also mean debt. Want to clear your debt? Here's a five-step plan to help you achieve your goal. 1. Identify your...

Is withdrawing from your RRSP a good idea

Has your financial situation changed and you're considering withdrawing funds from your RRSP to cover expenses or debts? Before you do so, it's important to understand the implications of this move and consider the other...

Personal Finance

What is compound interest? How does it work

Compound interest is a fundamental concept in finance and investing. It plays a crucial role in the growth of savings over time. Have you...

Emergency fund what is precautionary savings and how to set it up

So-called "precautionary" savings, an "emergency fund" or even a "safety cushion"... they are all the same thing: it is the reserve of money that allows you...

Emergency Fund Why is it advisable to always have money set aside for unforeseen events

Setting aside an “emergency fund” or “rainy day fund” is a good idea to avoid future worries. Many of us live on less than...

10 years before retirement what financial strategy should you implement 7 avenues to explore

Are you approaching retirement? What financial strategy should you adopt? Effective financial management is essential for preparing for retirement with peace of mind. Here...

3 levers for building more resilient SMEs in Quebec

Between U.S. tariffs, Canadian countermeasures, exemptions, and surprise declarations, trade tensions highlight the risks of overreliance on a single partner. "Quebec SMEs have every...