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Credit Card 101 How Does It Work

Do you really know how your credit card works? Interest calculation, minimum monthly payment, credit limit, annual fees: there are several things you need to know to get the most out of it. These tips will help you use it wisely. What...

Immediate advance of tax credit for personal services how to activate it

What is the immediate tax credit advance? Official definition and legal framework L'tax administration recognized the immediate advance tax credit - also called instant tax credit - as an optional service governed by decree no. 2021-1935 of December 30, 2021. This legal framework...

Emergency fund what is precautionary savings and how to set it up

So-called "precautionary" savings, an "emergency fund" or even a "safety cushion"... they are all the same thing: it is the reserve of money that allows you to face hard knocks and sudden or unforeseen life changes. The term "emergency fund" may seem a little...

How to find financing for your business start-up A guide to boosting your project

Are you dreaming of getting started, but finding financing to start your business seems like an insurmountable obstacle? This comprehensive guide is designed to enlighten you and give you all the keys to identifying and obtaining the financial resources you need to launch your project....

Understanding the Canada Pension Plan: Key Changes and Updates for 2024

As we step into a new year, millions of Canadians are looking towards their financial future, with the Canada Pension Plan (CPP) serving as a cornerstone of retirement security. The CPP is not a static program; it evolves to reflect economic...

Emergency Fund Why is it advisable to always have money set aside for unforeseen events

Setting aside an “emergency fund” or “rainy day fund” is a good idea to avoid future worries. Many of us live on less than a month's salary, but building a financial cushion is essential to staying on track with our budget...

How to hedge against exchange rate risk

The issue of exchange rate risk is often overlooked by those who want to invest in the stock market. And yet, it is a crucial point for achieving performance on foreign stock markets, via lively securities from the best securities accounts or even...

Mergers and acquisitions strategies What levers for success and when to activate them

Dollarama Inc. helps its customers save money every day. The Montreal-based retailer announced in March that it had entered into an acquisition agreement with The Reject Shop Ltd., Australia's largest low-cost retailer. This is an example of the potential of mergers...

How do I dispute a credit card transaction

Disputing a credit card transaction can happen for all sorts of reasons. It could be a package that went missing, or a single transaction that appears...

What Is The Difference Between Medicaid And Medicare

If you have suffered through a medical emergency, you know how difficult recovery can be. In addition to the physical problems, concern over the cost of...

Production taxes what are they

Production Taxes Understanding Their Impact on the Economy Production taxes are an often-debated topic in the economic world, affecting businesses, workers, and governments alike. We will also...

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8 Tips to Build or Rebuild Your Credit Report

Having a bad credit score happens. Remember, no one is immune to misfortune or a setback that can affect their finances. The good news?...

Unlocking the Canada Child Benefit: Eligibility, Payment Dates, and How to Apply

Raising a family is one of life's most rewarding journeys, but it also comes with significant financial responsibilities. To help alleviate some of this...

10 years before retirement what financial strategy should you implement 7 avenues to explore

Are you approaching retirement? What financial strategy should you adopt? Effective financial management is essential for preparing for retirement with peace of mind. Here...

3 levers for building more resilient SMEs in Quebec

Between U.S. tariffs, Canadian countermeasures, exemptions, and surprise declarations, trade tensions highlight the risks of overreliance on a single partner. "Quebec SMEs have every...

Self-employed social security understanding everything

As a self-employed entrepreneur, you pay social security contributions when you declare your turnover. But do you know what social security benefits you're entitled...

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Latest Articles

Unlocking the Canada Child Benefit: Eligibility, Payment Dates, and How to Apply

Raising a family is one of life's most rewarding journeys, but it also comes with significant financial responsibilities. To help alleviate some of this pressure, the Government of Canada offers a powerful, tax-free financial support...

Understanding the Canada Pension Plan: Key Changes and Updates for 2024

As we step into a new year, millions of Canadians are looking towards their financial future, with the Canada Pension Plan (CPP) serving as a cornerstone of retirement security. The CPP is not a static...

Bad Credit Debt Consolidation How to Do It

Faced with mountains of bills and rising loan interest rates, debt consolidation can seem like a lifeline for those navigating the murky waters of bad credit. Banks may recommend assessing your financial situation and contacting...

Emergency Fund Why is it advisable to always have money set aside for unforeseen events

Setting aside an “emergency fund” or “rainy day fund” is a good idea to avoid future worries. Many of us live on less than a month's salary, but building a financial cushion is essential to...

Emergency fund what is precautionary savings and how to set it up

So-called "precautionary" savings, an "emergency fund" or even a "safety cushion"... they are all the same thing: it is the reserve of money that allows you to face hard knocks and sudden or unforeseen life changes. The term...

10 years before retirement what financial strategy should you implement 7 avenues to explore

Are you approaching retirement? What financial strategy should you adopt? Effective financial management is essential for preparing for retirement with peace of mind. Here are some tips for optimizing your savings 10 years before your...

Production taxes what are they

Production Taxes Understanding Their Impact on the Economy Production taxes are an often-debated topic in the economic world, affecting businesses, workers, and governments alike. We will also highlight the challenges and opportunities that these taxes present, while integrating...

Flat Tax definition

Understanding the Flat  Tax  A  Tax  Simplification Taxation is a topic that often arouses heated debate and differing opinions. Among the many tax approaches, the flat tax has gained popularity in recent years, both in economic...

Tax optimization strategies to reduce your taxes

Tax optimization In an increasingly efficient economic environment, tax optimization has become a priority for many companies. Effective tax management can not only help maximize profits but also ensure the sustainability of the business. Reducing corporate tax...

Personal Finance

Emergency Fund Why is it advisable to always have money set aside for unforeseen events

Setting aside an “emergency fund” or “rainy day fund” is a good idea to avoid future worries. Many of us live on less than...

10 years before retirement what financial strategy should you implement 7 avenues to explore

Are you approaching retirement? What financial strategy should you adopt? Effective financial management is essential for preparing for retirement with peace of mind. Here...

What is compound interest? How does it work

Compound interest is a fundamental concept in finance and investing. It plays a crucial role in the growth of savings over time. Have you...

3 levers for building more resilient SMEs in Quebec

Between U.S. tariffs, Canadian countermeasures, exemptions, and surprise declarations, trade tensions highlight the risks of overreliance on a single partner. "Quebec SMEs have every...

How much money do you need to live comfortably

In France, the median monthly standard of living is just over €2,000 for a single person, after taxes and social benefits. This means that...